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Mended Little HeartGuide

About My Child’s Heart Table of Introduction Contents SECTION The Financial Impact of CHD on Families The financial impact on your family is probably the second-most stressful part of having a child with CHD. We make health care decisions based on what is best for our children, not what is best for our wallets, so we are often faced with intimidating medical bills after a hospital stay. This can cause a huge strain on young families. Being aware of financial considerations early in your child’s life can help you plan (as much as possible). Living With Uncertainty Having a child with CHD means living with a lot of uncertainty when it comes to expenses. Obviously, this can lead to stress. Talking with other parents of children with CHD about how they managed may be very helpful. They may also be able to point you toward some useful resources in your city, county or state that can help ease the financial burden on your family. Your hospital social worker may also be able to recommend options to help during and after your child’s hospital stay. While life has definitely become less certain for you and your family, remember that you will get through this and that help is available. Managing Your Expenses While you may have a lot of financial uncertainty now, there are things you can do to help keep your finances manageable. Many people want to avoid even thinking about or looking at their financial situation, but that uncertainty just leads to more stress. Facing it head-on will help you manage it and feel more in control. Here are a few tips: • Create a new budget that includes any medical payments you may have. Schedule a day of the week to look at your bank account and pay your bills. If possible, pay off or at least reduce the balance of credit cards to minimize the interest you’ll pay on your debt. • If you have to give up something to save money, find out if there is a less expensive alternative. • Talk to a financial consultant. Sometimes there are ways to save money that you may not have considered. There are resources available to help families like yours manage their finances. Go To 76


Mended Little HeartGuide
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